Commercial Insurance Lines Our commercial insurance lines include the following: Property: industrial, manufacturing, retail and wholesale Casual/Liability: broad extension, high limit, hard-to-place risk Excess/Umbrella: high limit, worldwide protection Car and Truck Fleets: long haul, US exposure Environmental Impairment: for contractors and site owners Surety: bonds for contractors US Branch Plant Operations: full property, automobile, liability and workman's compensation Directors and Officers Kidnap and Ransom Personal Insurance Lines We also offer Personal Lines of insurance that cover: Automobile: cars, motorcycles, ATVs Property: homeowners, tenants, condominiums owners Rented Dwellings Vacation Property: cottages, including boats, trailers, PWCs Farms: hobby, estate, working